I can certainly understand your concerns. Without a full consultation it is very difficult to say exaclty what needs to be done.
It does sound like you have a number of problems and you really need treatment, although I do understand your financial situation. I hope you manage to get the job you are after!
Your jaw joint problem and sensitivity may be related. You seem to already have decided that treatment is too expensive. Do remember that most top dentists do offer finance options. If not, you could at least have a consultation done and some stabilising treatment to prevent your condition getting worse. This way you would know exactly what needs to be done and make your decision accordingly.
Do make sure you find a dentist with high skills in bite and jaw joint problems
I hope this helps
Kindest regards
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